Rates as of October 31, 2024
Savings
| Balance Requirement | Annual Percentage Yield | Interest Rate |
|---|---|---|
| N/A | 0.30% | 0.30% |
Now Checking
| Balance Requirement | Annual Percentage Yield | Interest Rate |
|---|---|---|
| 0 – $499.99 | 0.00% | 0.00% |
| $500.00 – $2499.99 | 0.20% | 0.20% |
| $2500.00 – $9999.99 | 0.25% | 0.25% |
| $10,000.00 & above | 0.25% | 0.25% |
Money Market Account (MMA)
| Balance Requirement | Annual Percentage Yield | Interest Rate |
|---|---|---|
| $0.00 – $2499.99 | 0.25% | 0.25% |
| $2500.00 – $9999.99 | 0.35% | 0.35% |
| $10,000.00 & above | 0.50% | 0.50% |
Super Money Market Account (Super MMA)
| Balance Requirement | Annual Percentage Yield | Interest Rate |
|---|---|---|
| $0.00 – $9999.99 | 0.00% | 0.00% |
| $10,000.00 – $24,999.99 | 0.45% | 0.45% |
| $25,000 – $49,999.99 | 0.50% | 0.50% |
| $50,000.00 – $99,999.99 | 0.75% | 0.75% |
| $100,000.00 & $249,999.99 | 1.00% | 1.00% |
| $250,000.00 & Above | 2.50% | 2.50% |
Basic CDs
| Time Period | Annual Percentage Yield | Interest Rate |
|---|---|---|
| 3 Month | 4.37% | 4.30% |
| 6 Month | 4.45% | 4.40% |
| 9 Month | 4.17% | 4.15% |
| 1 year | 4.00% | 4.00% |
| 2 year | 3.75% | 3.75% |
| 3 year | 3.50% | 3.50% |
| 4 year | 3.50% | 3.50% |
| 5 year | 3.00% | 3.00% |
| IRA CD 9 MONTH | 3.26% | 3.25% |
Special CDs |
Annual Percentage Yield | Interest Rate |
| 3 month SPECAIL BAL RTE** | 4.47% | 4.40% |
| 6 month SPEC BAL RTE** | 4.55% | 4.50% |
| 9 month SPEC BAL RTE** | 4.22% | 4.20% |
*Minimum balance to open DDA and Savings accounts is $100.00. Minimum balance to open CD Account $1000.00. Interest on all accounts is accrued on the full daily balance.
*All of the disclosed rates for NOW, MMA, Super MMA and PASSBOOK savings accounts are variable. The rate may change on these accounts after they are opened. At our discretion, we may change the interest rate on these accounts.
*Fees could reduce the earnings on the accounts. A penalty may be imposed for early withdrawal of principal during the term of a CD. All CDS listed are fixed rate CDs.
*Please contact one of our employees regarding the fees and terms of these accounts. Our phone number is (417) 667-3057.
*Rate quotes are subject to change without notice.
*This web page might not be updated immediately when rates are changed, please contact the bank for the most current rates.
**With $10K Average balance in DDA/SAV/MMA in the last 12 month period.
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